SF BLOG

Our blog is where we share deeper insights into what we have learned about lending, from settling different types of loans and serving a broad range of clients. Where we feel a need we will also provide commentary on what is happening in the marketplace in both finance and property, and how it impacts our clients. We hope our blog is able to add significant value to your personal or business life, and we welcome feedback and commentary on all articles.

Annual Loan Review for SF Capital Clients

When is the annual review? The SF Capital client loan review is an annual process that typically begins in Febru...

loan review

Split Loans - What are they?

Introduction A split loan is one of the most common ways of structuring a mortgage home loan where the borrower...

fixed rate loans, split loan

Latest RBA Rate Cut - What Does it Mean for Me?

Introduction In this article, we outline the impact on mortgage holders as a result of the Reserve Bank rate cut...

Latest RBA Rate Cut - How are the banks responding?

RBA Rate Cut Decision On Tuesday 3 November 2020, the RBA announced a package of support measures to support jo...

The First Home Buyer's Guide to Government Grants & Con...

For the first home buyer, there is a range of first home buyer grants you may be eligible for. Understanding the go...

First Home Buyers

Commercial Property Loans Explained

A commercial property loan refers to commercial lending that is secured by a commercial property. We have put to...

commercial loan, Commercial mortgage, Commercial property

Your Guide to Getting a Construction Loan

Introduction A construction loan is one set up for the purpose of building a new home or substantially renovatin...

Construction loan, progress payments

Can I still get a business loan during Covid-19?

This article serves as an important update for business owners looking to obtain any form of commercial funding dur...

Bank Policy, Business Loans, COVID19

The Swing of the Pendulum - Tighter Home Loan Policies...

Introduction RBA Governor Philip Lowe put it best when he said that banks are acting as "shock absorbers" to the...

Bank Policy, COVID19

Are you eligible for the First Home Loan Deposit Scheme?

As a government's initiative to help first home buyers purchase their home, the First Home Loan Deposit Scheme (FHL...

FHLDS, First Home Buyers

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