SF BLOG

Our blog is where we share deeper insights into what we have learned about lending, from settling different types of loans and serving a broad range of clients. Where we feel a need we will also provide commentary on what is happening in the marketplace in both finance and property, and how it impacts our clients. We hope our blog is able to add significant value to your personal or business life, and we welcome feedback and commentary on all articles.

4 Sep 2023
Media & Press
Tommy Lim

What should I do if my property valuation comes low?

Nothing is more stressful than winning the bid to a property that you love, but receiving a low property valuation...

next home, valuation

19 Jul 2023
Media & Press
Tommy Lim

How to Survive the Fixed Rate Mortgage Cliff

Unfortunately, given the history and unique combination of factors, Australian borrowers have nowhere to hide from...

fixed rate cliff

12 Jul 2023
Media & Press
Tommy Lim

How the Fixed Rate Cliff will hurt

In Part 1 of this series, we have looked at how the fixed rate cliff came about which was due to a combination of t...

fixed rate cliff

7 Jul 2023
Media & Press
Tommy Lim

The Fixed Rate Cliff - What is it?

What is the fixed rate cliff?  Australian households are being financially hit like never before, facing th...

fixed rate cliff

30 May 2023
Media & Press
Tommy Lim

Exchanging Contracts and Paying Your Deposit

There’s a well known saying in property and legal circles known as “Caveat Emptor” - or “Buyer Beware”.&n...

next home

16 May 2023
Media & Press
Tommy Lim

Auction vs Private Treaty - What's the Difference?

No one ever explains to you how knowing the difference between buying through an auction or a private treaty can ma...

next home

9 May 2023
Media & Press
Priscilla Tan

How does your broker get the most competitive rate for you?

Everyone wants to get the lowest home loan rates in the current rate rise environment. You might be wondering how y...

next home

1 May 2023
Media & Press
Fiona Yue

Will you benefit from the changes to the First Home Gua...

In a latest announcement from the Albanese Government, the criteria to access the First Home Guarantee (FHBG) schem...

First Home Buyers

28 Apr 2023
Media & Press
Tommy Lim

Do you qualify for low doc, mid doc or full doc asset f...

When it comes to securing asset finance, it could take some businesses several weeks to get the approval whilst oth...

asset finance, business owners

21 Apr 2023
Media & Press
Tommy Lim

What Assets Can Be Financed?

In business, cash is king. If you are a business owner, how your spend your precious cash is critical to your succe...

asset finance, business owners