SF BLOG

Our blog is where we share deeper insights into what we have learned about lending, from settling different types of loans and serving a broad range of clients. Where we feel a need we will also provide commentary on what is happening in the marketplace in both finance and property, and how it impacts our clients. We hope our blog is able to add significant value to your personal or business life, and we welcome feedback and commentary on all articles.

30 Oct 2023
Media & Press
Tommy Lim

Are borrowers feeling the pain from higher interest rates

This month the Reserve Bank of Australia ('RBA') released its bi-annual Financial Stability Review, which provided...

27 Oct 2023
Media & Press
Tommy Lim

The Housing Affordability Crisis - Introduction

Buying a home has become unattainable for a lot of everyday Australians, and many have given up. In fact, the Ce...

housing affordability

16 Oct 2023
Media & Press
Tommy Lim

How to Ensure Settlement Goes Smoothly?

"It is not settled until it is settled.” During your next home purchase, after you’ve finally overcome the...

First Home Buyers, next home

6 Oct 2023
Media & Press
Priscilla Tan

What to look out for in your loan docs?

This is it. We are one step closer to securing your ‘next home' with a mortgage, but not quite yet at the finish...

next home

18 Sep 2023
Media & Press
Priscilla Tan

What does it mean to get "formal approval"?

A common question from customers is that - what does it mean to get my loan application formally approved? What ha...

next home

4 Sep 2023
Media & Press
Tommy Lim

What should I do if my property valuation comes low?

Nothing is more stressful than winning the bid to a property that you love, but receiving a low property valuation...

next home, valuation

19 Jul 2023
Media & Press
Tommy Lim

How to Survive the Fixed Rate Mortgage Cliff

Unfortunately, given the history and unique combination of factors, Australian borrowers have nowhere to hide from...

fixed rate cliff

12 Jul 2023
Media & Press
Tommy Lim

How the Fixed Rate Cliff will hurt

In Part 1 of this series, we have looked at how the fixed rate cliff came about which was due to a combination of t...

fixed rate cliff

7 Jul 2023
Media & Press
Tommy Lim

The Fixed Rate Cliff - What is it?

What is the fixed rate cliff?  Australian households are being financially hit like never before, facing th...

fixed rate cliff

30 May 2023
Media & Press
Tommy Lim

Exchanging Contracts and Paying Your Deposit

There’s a well known saying in property and legal circles known as “Caveat Emptor” - or “Buyer Beware”.&n...

next home