SF BLOG

Our blog is where we share deeper insights into what we have learned about lending, from settling different types of loans and serving a broad range of clients. Where we feel a need we will also provide commentary on what is happening in the marketplace in both finance and property, and how it impacts our clients. We hope our blog is able to add significant value to your personal or business life, and we welcome feedback and commentary on all articles.

31 May 2021
Media & Press
Beste Misirlisoy

Offset accounts explained

What are offset accounts? An offset account is a bank account which is linked to your home loan and the balance...

offset accounts

25 Mar 2021
Media & Press
Fiona Yue

Annual Loan Review for SF Capital Clients

When is the annual review? The SF Capital client loan review is an annual process that typically begins in Febru...

loan review

8 Mar 2021
Media & Press
Fiona Yue

Split Loans - What are they?

Introduction A split loan is one of the most common ways of structuring a mortgage home loan where the borrower...

fixed rate loans, split loan

10 Nov 2020
Media & Press
Fiona Yue

Latest RBA Rate Cut - What Does it Mean for Me?

Introduction In this article, we outline the impact on mortgage holders as a result of the Reserve Bank rate cut...

5 Nov 2020
Media & Press
Fiona Yue

Latest RBA Rate Cut - How are the banks responding?

RBA Rate Cut Decision On Tuesday 3 November 2020, the RBA announced a package of support measures to support jo...

29 Oct 2020
Media & Press
Priscilla Tan

The First Home Buyer's Guide to Government Grants & Con...

For the first home buyer, there is a range of first home buyer grants you may be eligible for. Understanding the go...

First Home Buyers

12 Oct 2020
Media & Press
Tommy Lim

Commercial Property Loans Explained

A commercial property loan refers to commercial lending that is secured by a commercial property. We have put to...

commercial loan, Commercial mortgage, Commercial property

21 Sep 2020
Media & Press
Priscilla Tan

Your Guide to Getting a Construction Loan

Introduction A construction loan is one set up for the purpose of building a new home or substantially renovatin...

Construction loan, progress payments

13 Aug 2020
Media & Press
Tommy Lim

Can I still get a business loan during Covid-19?

This article serves as an important update for business owners looking to obtain any form of commercial funding dur...

Bank Policy, Business Loans, COVID19

18 Jun 2020
Media & Press
Tommy Lim

The Swing of the Pendulum - Tighter Home Loan Policies...

Introduction RBA Governor Philip Lowe put it best when he said that banks are acting as "shock absorbers" to the...

Bank Policy, COVID19