SF BLOG

Our blog is where we share deeper insights into what we have learned about lending, from settling different types of loans and serving a broad range of clients. Where we feel a need we will also provide commentary on what is happening in the marketplace in both finance and property, and how it impacts our clients. We hope our blog is able to add significant value to your personal or business life, and we welcome feedback and commentary on all articles.

19 Aug 2021
Media & Press
Fiona Yue

Useful Covid-19 Resources

The team at SF Capital are committed to supporting all our clients as much as we can during this period of extended...

loan deferrals

19 Jul 2021
Media & Press
Fiona Yue

Loan Deferrals Are Back

As NSW enters into tightened lockdown restrictions and Victoria re-introduces lockdown, the Australia Banking Assoc...

loan deferrals

28 Jun 2021
Media & Press
Luke Xie

SF Capital’s Car Buying Service

It is no secret that there is a shortage of new cars, and this is even leading to some used cars selling for more t...

Car Finance

22 Jun 2021
Media & Press
Luke Xie

Should I use my mortgage or a car loan to buy a new car?

As the property and car market runs hot with values rising, a question we are getting more and more often is, shoul...

Car Finance

9 Jun 2021
Media & Press
Brij Parekh

Owner Occupied vs Investment Loan Types

When getting a home loan, one important aspect to settle on is whether it should be an owner occupied or an investm...

31 May 2021
Media & Press
Beste Misirlisoy

Offset accounts explained

What are offset accounts? An offset account is a bank account which is linked to your home loan and the balance...

offset accounts

25 Mar 2021
Media & Press
Fiona Yue

Annual Loan Review for SF Capital Clients

When is the annual review? The SF Capital client loan review is an annual process that typically begins in Febru...

loan review

8 Mar 2021
Media & Press
Fiona Yue

Split Loans - What are they?

Introduction A split loan is one of the most common ways of structuring a mortgage home loan where the borrower...

fixed rate loans, split loan

10 Nov 2020
Media & Press
Fiona Yue

Latest RBA Rate Cut - What Does it Mean for Me?

Introduction In this article, we outline the impact on mortgage holders as a result of the Reserve Bank rate cut...

5 Nov 2020
Media & Press
Fiona Yue

Latest RBA Rate Cut - How are the banks responding?

RBA Rate Cut Decision On Tuesday 3 November 2020, the RBA announced a package of support measures to support jo...