SF BLOG

Our blog is where we share deeper insights into what we have learned about lending, from settling different types of loans and serving a broad range of clients. Where we feel a need we will also provide commentary on what is happening in the marketplace in both finance and property, and how it impacts our clients. We hope our blog is able to add significant value to your personal or business life, and we welcome feedback and commentary on all articles.

29 Jun 2022
Media & Press
Tommy Lim

Are business loans excluded from my home loan assessment?

We understand there are many factors at play when banks assess business owners trying to apply for a home loan. One...

business owners

22 Jun 2022
Media & Press
Tommy Lim

Can I get a loan if I don’t draw a salary from the bu...

A question we hear a lot from business owners is this, "Will the bank lend me money if I don't pay myself a salary?...

business owners

3 Jun 2022
Media & Press
Tommy Lim

Can I still get a loan if my business recorded a loss?

One of the most common questions that Business Owners have when getting a loan is "My business made a loss, how am...

business owners

10 May 2022
Media & Press
Fiona Yue

Interest rate rise 2022 - what can borrowers do about it?

As was widely anticipated, the Reserve Bank of Australia has increased the cash rate target from 0.1% to 0.35% foll...

28 Apr 2022
Media & Press
Tommy Lim

As a business owner, what is the best time to apply for...

We understand how it may be hard for business owners or entrepreneurs to get a loan approved. This Finance Myth Bus...

business owners

12 Apr 2022
Media & Press
Fiona Yue

RBA Keeps Rates on Hold at 0.1%

At its meeting today, the central bank's board decided to maintain the cash rate target at 0.1% and the interest ra...

6 Dec 2021
Media & Press
Tommy Lim

How to Invest in Commercial Property

In terms of yield and cash flow, Commercial Property can offer greater returns compared to Residential Property inv...

commercial loan, Commercial mortgage, Commercial property

19 Aug 2021
Media & Press
Fiona Yue

Useful Covid-19 Resources

The team at SF Capital are committed to supporting all our clients as much as we can during this period of extended...

loan deferrals

19 Jul 2021
Media & Press
Fiona Yue

Loan Deferrals Are Back

As NSW enters into tightened lockdown restrictions and Victoria re-introduces lockdown, the Australia Banking Assoc...

loan deferrals

28 Jun 2021
Media & Press
Luke Xie

SF Capital’s Car Buying Service

It is no secret that there is a shortage of new cars, and this is even leading to some used cars selling for more t...

Car Finance