Approach

Let us take on the stress of securing finance for you.  Our 8 loan steps are a time-tested approach to achieving exceptional results for our clients each and every time.  

FINANCE MADE EASY

8 Steps to Financing your Property

1
Nice Couple Meeting with us

MEET AND DISCUSS

We start by discussing your goals. Are you buying your home or an investment property? What is your target purchase price? Do you have enough of a deposit?
2
Pile of Documents

ASSESS YOUR SUPPORTING DOCUMENTS

We collect the documents required to approve your loan. We assess your borrowing capacity, deposit requirements and contact lenders regarding your scenario.
3
Loan Agreement

DECIDE ON STRATEGY AND LENDER

Together, we finalise your property budget, deposit and financing strategy. We then present your most competitive lending solutions, backed by our Best Rate Guarantee.
4
Hand with a Pen

EXECUTE YOUR INSTRUCTIONS

We apply for your loan with your preferred lender. We connect with your advisers – accountants, solicitors, property agents – to make sure your loan settles smoothly.
5
Signing Documents

EXCHANGE CONTRACTS

You will receive loan Pre-Approval allowing you to make offers on properties you like. If your offer is accepted you will then “Exchange Contracts” with the help of your solicitor.
6
Stamping Documents

ARRANGE FORMAL APPROVAL

A valuation is ordered on your property to confirm the purchase price. We then instruct your lender to issue Formal Approval and prepare your loan documents.
7
Reviewing Documents

SIGN LOAN DOCUMENTS

We check your Loan Documents in detail before arranging a time to review and sign them together. The is your formal acceptance of the bank’s loan offer
8
Key in the Door

YOUR SETTLEMENT

Your solicitor will help resolve any final requirements for settlement and arrange your funds to complete. Once your property has settled you can collect the keys!