SF BLOG

Our blog is where we share deeper insights into what we have learned about lending, from settling different types of loans and serving a broad range of clients. Where we feel a need we will also provide commentary on what is happening in the marketplace in both finance and property, and how it impacts our clients. We hope our blog is able to add significant value to your personal or business life, and we welcome feedback and commentary on all articles.

9 Jun 2020
Media & Press
Fiona Yue

Making the Most of the Government's Homebuilder Scheme

The Homebuilder Scheme is the Government’s latest initiative to combat the slowdown in the building industry as a...

COVID19, First Home Buyers, Owner Occupiers

26 May 2020
Media & Press
Luke Xie

Top 3 things you can finance with your new work vehicle

What aftermarket items can I finance? Generally, manufacturer accessories included in the driveaway price are ea...

vehicle finance, working vehicles

12 May 2020
Media & Press
Tommy Lim

How does the $150,000 instant asset write-off apply to you?

UPDATE: THE GOVERNMENT HAS EXTENDED THE END DATE OF THE MEASURE UNTIL 31 DECEMBER 2020** As part of the temporar...

COVID19, Instant Asset Write-Off, Relief Measures

9 Apr 2020
Media & Press

What does it mean to defer your loan?

Over the past few weeks, many clients have asked us about deferring their home loan repayments due to Covid-19. We...

COVID19, Loan deferral, Payment pause, Relief Measures

2 Apr 2020
Media & Press
Tommy Lim

What you need to know about the COVID-19 $250,000 busin...

What is this initiative? The Australian Government, though the Coronavirus Small and Medium Enterprises (SME) Gu...

COVID19, Relief Measures, Unsecured business loans

24 Mar 2020
Media & Press

Banks Response To Reduce the Impact of COVID-19

Relief Programs Announced This is a summary of the support measures announced by the major banks since 19 March...

COVID19, Relief Measures, Repayment deferral

7 Nov 2019
Media & Press
Tommy Lim

Is SMSF Lending Dead?

Success Factors Earlier this year, the major banks have all pulled out of SMSF lending in an aim to de-risk thei...

LRBA, SMSF, SMSF Lending

22 Aug 2019
Media & Press
Tommy Lim

Changes to Assessment Rates - How do they impact your b...

Success Factors Our analysis confirms borrowing capacity has increased by up to 15.78% for owner occupied loans...

banking, Borrowing Capacity, interest rate, property, property market, servicing

14 May 2019
Media & Press
Tommy Lim

5 Things I Hate about Being a Mortgage Broker

I have a love-hate relationship with my profession. The people I meet, my staff and happy customers make running a...

mortgage, mortgage broker

14 May 2019
Media & Press
Tommy Lim

Managing an ATO debt when applying for a commercial loan

We have noticed an increase in the number of clients managing an ATO debt when applying for full-doc commercial ban...

ato, commercial loan, debt, tax liability