Guarantees

Our experience covers the full spectrum of lending, no matter how tricky or complex, especially for residential home lending. For clients that follow our process and where our in-house assessment yields a positive result, we will GUARANTEE your loan gets approved, settles on time and you get the most competitive rate for your chosen lender, or you don’t pay any applications fees.

APPROVAL GUARANTEE

WE WILL ONLY SUBMIT YOUR LOAN IF WE BELIEVE IT WILL GET APPROVED

Our motto is “Submitted. Approved”. We have the skills and experience to know if your loan will get approved prior to lodging your application. This comes with approving hundreds of applications across diverse policy scenarios for clients across all walks of life.

ON TIME GUARANTEE

SETTLE ON TIME FOR YOUR PROPERTY PURCHASE

We back our process and project management skills to make sure your property purchase settles without delay. Have the peace of mind that you will avoid any penalty interest and can move into your property or start renting it out as soon as possible.

BEST RATE GUARANTEE

CONFIDENCE YOU ARE ALWAYS GETTING THE BEST DEAL

For all ​new ​loan applications we will make sure you receive the most competitive rate for your chosen lender and nominated loan type. We will then continue to negotiate your rate as part of our Annual Review service to ensure your loan is as competitive possible on an ongoing basis.

HOW OUR GUARANTEES WORK

WHAT YOU CAN EXPECT FROM US:

  • We will not charge an application fee* if your loan does not get approved. *This is our fee for delivering a level of service to prepare and submit your loan.
  • We will tell you upfront if a guarantee does NOT apply due to missing information, insufficient time, or your loan being too far outside a lender’s requirements

WHAT WE CAN EXPECT FROM YOU:

  • You accurately provide all requested information, make key decisions and return all lender paperwork in a timely manner
  • You disclose to us all material facts relating to your loan application and credit history, including any reasons why you think you would not be approved