SF Capital’s Guide To Buying Your Next Home

Unlock smarter decisions when seeking finance for your next purchase

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Download this ultimate guide to buying your next home

Whether you are upsizing, downsizing or simply looking for the next property to invest in, this eBook will help you unpack the decision-making process from a finance perspective.

What you’ll find in this ebook

  • How to set the property budget for your next home
  • The finance considerations when deciding whether to keep or sell the current home
  • Case studies to illustrate
  • How to maximise your chances of getting the loan approved
  • Tips on preparing for a smooth property settlement
  • Formula for success in achieving the next home goal

About SF Capital

SF Capital is an award-wining finance broking firm. Founded in 2013, our vision is to be the financial partner to Australia’s Leaders & Achievers in the pursuit of their personal, professional and business goals. Our mission is to combine exceptional service with expert advice to help professionals, self-employed business owners and property investors use credit in value-creating ways.

What our customers say

Have nothing but amazing things to say about the SF Capital team. They're different to your average broker and have a very holistic and comprehensive approach to finance and how it helps business owners like me. Highly recommend!
I have been working with Tommy Lim and his team at SF Capital since 2018. It is a niche business and small team and I couldn't be more grateful for the experience and exposure from working at SF Capital - there is a solid private and HNW client base as well as self-employed business owners who are successful in their respective fields. I have also come to meet many highly driven professionals (marketing, media, accounting, legal, consulting, IT, HR ..) from the business partner and supplier network who have worked with SF Capital over the 10 years it has been in business. The team goes by the ethos of ‘professionals helping professionals’. So if you are looking for a decent and trustworthy mortgage or finance broking firm for your next purchase or refinance, I would highly recommend that you connect with the team at SF Capital.
I recently had the pleasure of working with the exceptional team at SF Capital and I couldn't be happier with the service I received. Their expertise, professionalism, and commitment to delivering the best outcome for their clients is truly impressive.What initially drew me to SF Capital was their fantastic YouTube channel. I love their educational videos, which provide so much valuable information and really demonstrate their deep knowledge of the mortgage industry. It's clear they are passionate about empowering people to make informed financing decisions.Throughout my experience with SF Capital, the team was always responsive, making the entire process stress-free. They take a service-first approach, offer honest advice, and work tirelessly to secure the best deals for their clients.I would wholeheartedly recommend SF Capital to anyone looking for a mortgage broker that goes above and beyond. Five stars all around!
Lucais and Alexey at SF Capital are professional, knowledgeable, and patient. If you are unsure about how mortgages work and the process of it all, the SF Capital team will walk you through any questions and break down the process in simple terms. I would highly recommend them to anyone.
Absolutely outstanding result with a loan refinance from Alexey in Tommy's team from SF Capital. After 6 months of being with another broker with no result and it being an extremely stressful and expensive experience, Alexey completed it in 7 days! Don't waste your time going anywhere else, you will not find a better team. Again, thank you.
Tommy and the SF Capital Team provided exceptional guidance throughout our home loan application process. They expertly guided my partner and I from start to finish, promptly addressing all our inquiries. Special thanks to Priscilla and Lucais for their invaluable support throughout the entire journey.
I had a great experience with SF Capital. It was a pleasure dealing with Priscilla, she always attended to my queries and made herself available in a timely manner. Her assistance was always present throughout the whole process, and she was always proactive in getting things done. I never felt the need to chase anyone and felt welcomed to raise anything that needed clarification. I would highly recommend SF Capital services and would definitely be a returning client.
Priscilla was a joy to work with. She was always patient in working around my schedule and answering lots of questions with clarity and knowledge. She's been responsive and professional the whole time and very much look forward to engaging her support again in future.
Priscilla and the SF capital team have been amazing! Never once was I made to feel like I asked too many questions and every time I had a question, I always felt i was in the best hands possible! We refinanced at a significantly better rate and realised we were in a position to buy another investment!I highly highly highly recommend SF Capital!Thanks so much for your help guys!
Luke and the team at SF Capital were incredibly helpful, informative and responsive throughout the process of assisting with the purchase of our first home. Their proactive communication gave us peace of mind and we were able to settle on our home quickly and smoothly thanks to their expertise. Thank you, Luke and SF Capital!
I highly recommend the SF Capital Team for anyone who is in need of a broker or advisor. Luke were absolute godsends and helped us to transfer my house loan to a better bank, got a car loan for me and also got pre-approval for the next house. They were responsive and ensured we understood each step of the process in detail. we're very grateful for their continued support.
I highly recommend the SF Capital Team for anyone who is in need of a broker or advisor. Luke and Lucais were absolute godsends and helped us to secure our first property. They were highly attentive and responsive and ensured we understood each step of the process in detail. It was an amazing journey and we're very grateful for their continued support.