We help exceptional borrowers who often have unconventional circumstances and don’t fit the strict lending criteria of the banks.
From the initial consultation to securing your finances and beyond, our team is by your side, helping you navigate every step with transparency and clear communication. We act as advocates, ensuring that lenders understand the value of your business and your unique financial circumstances.
Our core focus is on supporting Australia’s business leaders, achievers, and visionaries – people like you who have chosen the path of entrepreneurship and self-employment.
A collaborative and
client-focused approach
Our commitment to collaboration ensures that no stone is left unturned in your pursuit of getting your loan approved. You benefit from the collective insights of a team that thrives on solving complex financial challenges and will work hand-in-glove with your accountants and advisors.
Each team member brings a wealth of experience in dealing with complex scenarios, from sole traders and start-up founders to established business owners with diverse portfolios. We are committed to finding solutions that align with your financial goals and help you overcome the roadblocks that others may not be equipped to handle.
Financing services made for entrepreneurs
Our process is designed around you – from the moment you engage with us, we listen carefully, take the time to understand your goals, and create a tailored solution that works. We stay by your side throughout the process, ensuring open communication, expert guidance, and a smooth experience.
Learn More
- Bruce Whall
I’ve known Tommy Lim of SF Capital for many years and I’m so impressed with his service and knowledge of the finance Industry. Highly recommended.
Nav LalTommy and the team were awesome throughout the process of getting a business loan; I found Tommy understood the nuances of small businesses and how to extract the maximum loans from the numbers. Even though NAB threw a last minute curveball, Tommy diligently worked through the details and got it... read more
Kanil FernandoTommy, Priscilla and Alexey (and the lovely crew behind the scenes) are true professionals. They were collectively a bright spark in a pretty rough and rapid first home buying journey. We really, truly appreciated their kindness and expertise in guiding us to make strong decisions that we feel really good about and... read more
Nirosha ParamanathanIt is now some 4-5 years since SF Capital have been taking care of my mortgage needs. We have worked on multiple mortgages, both personal and investment, in that time. They are a skilled and professional team. Excellent communication. Priscilla and Alexey have been fantastic to work with and I... read more
- Godfrey
Super professional and a safe pair of hands to get you the best loan for your needs. Six star experience with Tommy and the team at SF Capital! Highly recommend for both simple and more complex borrowers.
Neil MarshallI had an exceptional experience working with SF Capital! From start to finish, Tommy made the entire mortgage process straightforward, transparent, and stress-free. Tommy took the time to thoroughly understand my financial needs and goals, offering expert advice and answering all my questions with patience and clarity. The level of... read more
Daniel BlighTommy is the ultimate professional. Very well versed in complex lending options and has the ability to speak with a lot of clarity on them. He is also a diligent and communication focussed professional and can endorse him to meet your lending needs!
Tara HPriscilla and the SF capital team have been amazing! Never once was I made to feel like I asked too many questions and every time I had a question, I always felt i was in the best hands possible! We refinanced at a significantly better rate and realised we were... read more
- phil mason
The team at SF Capital helped me navigate through what was a terrible experience with another broker firm. What was initially a very difficult experience getting a home loan as a self employed business owner, became much easier with the team at SF Capital taking the helm! They turned everything... read more
Mitchell KimSuch good service from start to finish! Highly recommend Tommy and his team!
Walid YassineExcellent process and care by the team at SF capital making somewhat cumbersome paperwork and detail straight forward and simple to digest. Also quite proactive in their approach to ensure the best rates and changes are applied to best suited circumstances. Great work all round and couldn't recommend more
Linda RobsonI can totally see why SF Capital receive five stars and quite frankly, if I could give more stars, then I would. My niece used them for purchasing her property and had no hesitation in recommending their service to me. And I can see why. Right from the... read more
- Laura Sharpe
The Team went above and beyond for us. They helped explain things and talked us through every step of the way. I would highly recommend them to everyone and would use them again in future. Thanks so much SF Capital . Laura and Phil Sharpe
Ready to help you
achieve your financial goals
Our team’s passion for supporting entrepreneurs and self-employed individuals drives everything we do. We understand that your time is valuable, your goals are important, and your financial needs are unique.
Whether you’re buying your first home, expanding your business, or investing in commercial property, the SF Capital team is here to guide you through the process and ensure your financial success. Let us put our expertise to work for you.
Our team in action
Explore our case studies to see how the SF Capital team has helped self-employed clients and business
owners overcome complex challenges and secure financing for their goals.
