SF Capital was created with a simple yet powerful vision: to become the trusted financial partner for Australia’s leading Business Owners, Entrepreneurs and Self-Employed professionals. Over the years, we’ve helped countless clients achieve their financial goals, even when traditional lenders turned them away.
Your Advocates In Financing Your Future
More than just mortgage brokers, our team is dedicated to bringing certainty of finance to those who often face the most significant challenges dealing with traditional lenders.
Our mission is to help exceptional businesses and their owners secure the financing they need to grow and succeed. By understanding your unique financial journey, we present your case to lenders in a way that positions you for success.
What we offer
Self-Employed Clients
Certainty
of Finance
Access to
Credit
Advice and
Education
Founded with the vision to be your financial partner for success
SF Capital was founded in 2013 by Tommy Lim, an industry veteran and passionate entrepreneur who recognised the struggles that self-employed individuals face in securing financing.
His own experiences as an entrepreneur shaped the foundation of SF Capital. He built the company to specialise in clients like himself: people who take risks, build businesses, and create opportunities but may not fit the mould for traditional lending criteria.
With an MBA from the University of Chicago’s Booth School of Business, Tommy takes a storytelling approach to the financial world, balancing your aspirations with a detailed understanding of financing and the analytical expertise to present your case to lenders and secure your loan.
He’s built a skilled team of highly qualified brokers who each share his vision of being the go-to financial partners for entrepreneurs and business leaders.
Meet The Team
We’re solution-driven,
not sales driven
We focus on understanding your requirements and the key issues in your scenario that will help you achieve your goals. Our highly tailored service is grounded in our core values as a team.
Our Values
Service
Achieving your goals is our goal. We partner closely with every client providing a level of service that goes beyond typical mortgage brokers so you can feel secure in your investment.
Integrity
We believe in honesty and transparency in all our dealings. We build relationships with our clients based on trust, ensuring that they have the confidence to make informed financial decisions.
Leadership
Our skilled and experienced team are forging a new path for business owners and entrepreneurs, determined to change the ways of traditional mortgage brokers and lead a brighter future for our clients.
Results
We are fully committed to helping our clients achieve their financial goals. Whether it’s securing a mortgage or navigating a complex business loan, we get the best possible outcome every time.
Financing that
works for you
We offer a full range of financial solutions tailored to our clients’ unique needs. From home loans and investment property financing to commercial property and business financing, we specialise in creating custom solutions that work for business owners, entrepreneurs, and self-employed individuals.
Our deep expertise and advocacy for clients with non-traditional financials set us apart, allowing us to secure favourable outcomes even when others cannot.
Whether it’s helping a first-time homebuyer, an investor looking to grow their property portfolio, or a business owner seeking debt capital, our team is committed to delivering financing solutions that are personalised, flexible, and designed to achieve results.