Industry Expertise

Speak to an expert mortgage broker who understands your career

At SF Capital, we understand that traditional lending models do not always accommodate the unique income structures, career paths, and financial goals of high-performing individuals. That’s why we take a personalised approach helping professionals across a wide range of industries navigate complex financial situations and maximise their borrowing capacity.

Whether you are applying for your first home loan, refinancing, or building an investment portfolio, our industry-specific mortgage expertise gives you the edge.

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Why Work With SF Capital?

Industry-specific lending knowledge
Access to specialist lender policies
Expert handling of complex income structures
Proven results for professionals across Australia

Explore how we support professionals across key industries

Home Loans for Doctors

We offer specialist doctor home loans with access to policies that include up to 90–95% LVR with no Lenders Mortgage Insurance (LMI). We understand the healthcare profession; whether you are a registrar or specialist in private practice we can optimise your lending to suit your current and future income.

Home Loans for Allied Health Professionals

As a mortgage broker for physiotherapists, dentists, psychologists, and other allied health professionals, we understand how to navigate a mix of PAYG, contract, or business income. We’ll help you structure a mortgage application that lenders understand and support.

Home Loans for Accountants

Accountants often manage complex financial structures — so do we. Whether you’re salaried or a partner in a firm, we can structure your loan for tax efficiency, flexibility, and growth, while working within lender guidelines.

Home Loans for Actuaries

Actuaries have strong earning potential and analytical thinking — we match that with data-driven lending strategies. We help you secure loans that reflect both current income and future trajectory.

Home Loans for Consultants

Project-based income? Contracting through a company or trust? As a mortgage broker for consultants, we know how to present your income and cash flow to lenders in a credible, bank-ready way.

Home Loans for Finance Professionals

Bonuses, commissions, and complex remuneration structures are common in banking and finance. We specialise in mortgage advice for finance professionals and can guide you on how to maximise borrowing capacity with full lender transparency.

Home Loans for Lawyers

Whether you’re a junior solicitor, in-house counsel, or on the partnership track, we know how to position your income for lender approval. Benefit from legal professional lending policies and fast-tracked applications tailored for your career stage.

Home Loans for Sales Professionals

High commissions and variable income can be challenging for standard loan applications. We help sales professionals package their income to demonstrate true earning power.

Home Loans for IT & SaaS Professionals

Tech and SaaS professionals often have equity incentives, rapid career growth, and contract roles. We build mortgage solutions that are as scalable and dynamic as your career.

Home Loans for Media & Marketing Professionals

Freelance work, agency roles, or project-based income? We help creative professionals in media and marketing secure home loans with lenders that understand non-traditional income.

Home Loans for Start-Up Founders

Low PAYG income, equity holdings, or director loans? We are experienced in providing mortgage advice for start-up founders and entrepreneurs to secure alternative financing options while you focus on growing your business.