Business Loans

Explore our business lending services

At SF Capital, we offer specialised business lending solutions for entrepreneurs, SMEs, and established companies across Australia. Whether you are acquiring a business, funding growth, managing cash flow, or purchasing vehicles or equipment, our experienced brokering team will help you access the right loan with the right structure.

Start Your Enquiry

Unsecured business loans provide access to funding without the need for real estate security. We will help you choose from traditional amortising loans or explore more flexible options offered by FinTech lenders.

Acquisition Loans

Looking to acquire an existing business? Business acquisitions can deliver high returns, especially if you are an experienced entrepreneur, a business owner, or a corporate professional transitioning into business ownership.

Franchise loans

Buying into a franchise can be an extremely lucrative investment. A franchise loan can help you manage the setup, fit-out, and franchisor fees without depleting your savings, allowing you to focus on growing from day one.

Invoice financing

Do you experience a significant delay between delivering your goods or services and receiving payment from your clients? Debtor Finance or Invoice Finance can help you improve your business cash flow.

Overdrafts

A business overdraft or line of credit is a solution for you if you need flexible access to working capital whenever it is required. These revolving credit facilities are ideal for managing seasonal cash flow or unexpected expenses.

Vehicle loans

Do you need a new company vehicle or wish to upgrade your car? Before going to a car dealer, speak to our team. We can help you secure a competitive vehicle loan that aligns with your business goals and maximises tax efficiency.

Equipment finance

From machinery to technology, asset finance helps businesses scale without large upfront costs. Whether it is a forklift, technology or specialised equipment – if it has a serial number, we can finance it.