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At SF Capital

we provide a comprehensive range of commercial and investment lending services tailored to your unique financial goals. Whether you are acquiring your first commercial asset, purchasing your business premises, or structuring a complex SMSF loan, our experienced mortgage brokers are here to help.

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Business Premises

Tired of paying rent for your business location? Purchasing an owner-occupied commercial property can be a smart long-term strategy to build equity and reduce your overheads. We help business owners purchase their commercial premises, with access to a wide range of lenders and competitive interest rates.

Business Premises Finance

Commercial Investment Loans

Ready to expand your portfolio into commercial real estate? Whether you are transitioning from residential investing or growing your business through property ownership, our broking experts will help you secure a commercial investment loan that aligns with your strategy.

Commercial Investment Loans

Commercial SMSF Loans

Leverage your Self-Managed Super Fund to purchase a commercial property – either as an investment or as business premises for your company. With deep experience in SMSF lending, we guide you through the technical requirements and compliance rules to ensure your commercial SMSF loan is set up for long-term success.

Commercial SMSF Loans

Portfolio refinances

If you already own a commercial property, refinancing can unlock better rates, improve loan flexibility, or release equity. Whether you’re refinancing your business premises or a commercial investment property, we will review your current structure and negotiate with lenders to ensure you are getting the most competitive deal in the market.

Portfolio Refinances

Debt restructuring

Struggling with high repayments, expiring commercial loans, or a lender asking you to exit? We can assist in restructuring commercial debts to ease cash flow, improve terms, or rescue difficult loan situations. Our team works across commercial banks and alternative lenders to find the right solution for your business or investment.

Debt Restructuring

Commercial Alt Doc loans

Traditional lenders not recognising your income? Alt Doc (Alternative Documentation) commercial loans offer a solution for strong borrowers – especially the self-employed clients – who may not meet standard income verification requirements. We work with a panel of flexible lenders to help you purchase or refinance commercial property with greater ease.

Commercial Alt Doc Loans

Development loans

We assist developers of all sizes. Are you a seasoned property developer, a growing developer looking to take the big step from townhouses to unit blocks, or someone new to property development? From feasibility analysis to final drawdown, with over a decade of experience arranging development finance, we navigate the complexities, so you can focus on delivering your project.

Development Loans

Private lending

When banks and traditional lenders fall short, private lending can offer fast and flexible funding. These non-bank loans are ideal for time-sensitive commercial transactions, bridging finance, or non-standard scenarios. Private lending could be a viable solution for business – and we will ensure you understand the risks and benefits before proceeding.

Private Lending

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