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At SF Capital

We offer specialised business lending solutions for entrepreneurs, SMEs, and established companies across Australia. Whether you are acquiring a business, funding growth, managing cash flow, or purchasing vehicles or equipment, our experienced brokering team will help you access the right loan with the right structure.

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Business Loans

Unsecured business loans provide access to funding without the need for real estate security. These loans are typically based on the strength of your business’s cash flow, revenue, or balance sheet. You can choose from traditional amortising loans with terms between 1 to 7 years, or explore faster, more flexible options offered by FinTech lenders.

Business Loans

Acquisition Loans

Are you looking to acquire an existing business? Business acquisitions can deliver high returns, particularly if you are an experienced entrepreneur, an existing business owner making a ‘bolt on’ acquisition, or a corporate professional transitioning into business ownership.

Business Acquisition Loans

Franchise loans

Buying into a franchise can be an extremely lucrative investment. However, it often involves significant upfront costs – including setup, fit-out, and franchisor fees. A franchise loan can help you manage those initial expenses without depleting your savings, allowing you to focus on growing your franchise from day one.

Franchise Loans

Invoice financing

Do you experience a significant delay between delivering your goods or services and receiving payment from your clients? Debtor Finance or Invoice Finance can help you unlock the value of your unpaid invoices and improve your business cash flow, so that you can reinvest in operations, staffing, or growth initiatives without delay.

Invoice Financing

Overdrafts

A business overdraft or line of credit is a solution for you if you need flexible access to working capital whenever it is required. These revolving credit facilities are ideal for managing seasonal cash flow, unexpected expenses, or short-term funding gaps. Once the borrowed amount is repaid, the funds become available again for reuse.

Overdrafts

Vehicle loans

Do you need a new company vehicle or wish to upgrade your car? Before accepting finance through a car dealer, speak to our team. We work with a wide range of lenders from major banks to broker only financiers. We can help you secure a competitive vehicle loan that aligns with your business goals and maximises tax efficiency.

Vehicle Loans

Equipment finance

From machinery to technology, asset finance helps businesses scale without large upfront costs. Whether it is a forklift, technology or specialised equipment – if it has a serial number, we can finance it. We will guide you through lender selection, manage the application process, and handle all documentation and settlement steps – delivering your asset efficiently and without hassle.

Equipment Finance

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