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Industry Expertise

Expert finance solutions for high-performing professionals.

Speak to an expert mortgage broker
who understand your career

At SF Capital, we understand that traditional lending models do not always accommodate the unique income structures, career paths, and financial goals of high-performing individuals. That’s why we take a personalised approach helping professionals across a wide range of industries navigate complex financial situations and maximise their borrowing capacity.

Whether you are applying for your first home loan, refinancing, or building an investment portfolio, our industry-specific mortgage expertise gives you the edge.

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Why Work With SF Capital?

  • Industry-specific lending knowledge
  • Access to specialist lender policies
  • Expert handling of complex income structures
  • Proven results for professionals across Australia

Explore how we support professionals across key industries

Home Loans for Doctors

We assist with specialist doctor home loans with access to policies that include up to 95% LVR with no Lenders Mortgage Insurance (LMI). With a deep understanding of the healthcare field, we can optimise your lending to suit your income.

Home Loans for Doctors

Home Loans for Allied Health Professionals

Are you a physiotherapist, dentist, psychologist, or an allied health professional? We will help you structure a mortgage application that lenders understand and support, navigating a mix of PAYG, contract, or business income.

Home Loans for Allied Health Professionals

Home Loans for Accountants

Accountants often manage complex financial structures – so do we. Whether you’re salaried or a partner in a firm, we can structure your loan for tax efficiency, flexibility, and growth, while working within lender guidelines.

Home Loans for Accountants

Home Loans for Actuaries

Actuaries have strong earning potential and analytical thinking – we match that with data-driven lending strategies. We help you secure loans that reflect both current income and future trajectory.

Home Loans for Actuaries

Home Loans for Consultants

Project-based income? Contracting through a company or trust? As a mortgage broker for consultants, we know how to present your income and cash flow to lenders in a credible, bank-ready way.

Home Loans for Consultants

Home Loans for Finance Professionals

Bonuses, commissions, and complex remuneration structures are common in banking and finance. We specialise in mortgage advice for finance professionals and can guide you on how to maximise your borrowing capacity.

Home Loans for Finance Professionals

Home Loans for Lawyers

Whether you are a junior solicitor, in-house counsel, or on the partnership track, we know how to position your income for loan approval. Benefit from legal professional lending policies and fast-tracked applications tailored to you.

Home Loans for Lawyers

Home Loans for Sales Professionals

High commissions and variable income can be challenging for standard loan applications. We help sales professionals package their income to demonstrate true earning power.

Home Loans for Sales Professionals

Home Loans for IT & SaaS Professionals

Tech and SaaS professionals often have equity incentives, rapid career growth, and contract roles. We build mortgage solutions that are as scalable and dynamic as your career.

Home Loans for IT & SaaS Professionals

Home Loans for Media & Marketing Professionals

Freelance work, agency roles, or project-based income? We help creative professionals in media and marketing secure home loans with lenders that understand non-traditional income.

Home Loans for Media & Marketing Professionals

Home Loans for Start-Up Founders

Low PAYG income, equity holdings, or director loans? We are experienced in providing mortgage advice for start-up founders and entrepreneurs to secure alternative financing options while you focus on growing your business.

Home Loans for Start-Up Founders

Book an assessment
with our team

Ready to secure the financing you deserve?
Fill out our new client questionnaire for a personalised consultation.

Start Your Enquiry
SF Capital

Contact
02 8004 1888
Level 12, 121 Castlereagh St, Sydney, NSW 2000

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