Best Mortgage Broker for Sydney’s Leaders and Achievers

Let our Award Winning team of mortgage brokers help you

Award Winning Team

SF Capital is an award winning mortgage and finance broking firm based in Sydney’s CBD. SF stands for “Service First”. We pride ourselves in hiring only the best and brightest people, our honest culture, and technical expertise.

Award badges


What our customers say

Lucais and Alexey at SF Capital are professional, knowledgeable, and patient. If you are unsure about how mortgages work and the process of it all, the SF Capital team will walk you through any questions and break down the process in simple terms. I would highly recommend them to anyone.
Absolutely outstanding result with a loan refinance from Alexey in Tommy's team from SF Capital. After 6 months of being with another broker with no result and it being an extremely stressful and expensive experience, Alexey completed it in 7 days! Don't waste your time going anywhere else, you will not find a better team. Again, thank you.
Tommy and the SF Capital Team provided exceptional guidance throughout our home loan application process. They expertly guided my partner and I from start to finish, promptly addressing all our inquiries. Special thanks to Priscilla and Lucais for their invaluable support throughout the entire journey.
I had a great experience with SF Capital. It was a pleasure dealing with Priscilla, she always attended to my queries and made herself available in a timely manner. Her assistance was always present throughout the whole process, and she was always proactive in getting things done. I never felt the need to chase anyone and felt welcomed to raise anything that needed clarification. I would highly recommend SF Capital services and would definitely be a returning client.
Priscilla was a joy to work with. She was always patient in working around my schedule and answering lots of questions with clarity and knowledge. She's been responsive and professional the whole time and very much look forward to engaging her support again in future.
Priscilla and the SF capital team have been amazing! Never once was I made to feel like I asked too many questions and every time I had a question, I always felt i was in the best hands possible! We refinanced at a significantly better rate and realised we were in a position to buy another investment!I highly highly highly recommend SF Capital!Thanks so much for your help guys!
Luke and the team at SF Capital were incredibly helpful, informative and responsive throughout the process of assisting with the purchase of our first home. Their proactive communication gave us peace of mind and we were able to settle on our home quickly and smoothly thanks to their expertise. Thank you, Luke and SF Capital!
I highly recommend the SF Capital Team for anyone who is in need of a broker or advisor. Luke were absolute godsends and helped us to transfer my house loan to a better bank, got a car loan for me and also got pre-approval for the next house. They were responsive and ensured we understood each step of the process in detail. we're very grateful for their continued support.
I highly recommend the SF Capital Team for anyone who is in need of a broker or advisor. Luke and Lucais were absolute godsends and helped us to secure our first property. They were highly attentive and responsive and ensured we understood each step of the process in detail. It was an amazing journey and we're very grateful for their continued support.
Can't recommend SF Capital enough, especially Luke and Lucais! Throughout the whole process they were both patient and prompt. Their 'client first' approach meant I always felt like a priority, going the extra distance to educate me which helped tremendously with seeing the bigger picture - the next step and the options after that.Professionals in every sense of the word.
I needed car financing for a new ute and Luke made the whole process very easy and enjoyable. He had a wide network of dealerships and lenders which meant that I got a great price for my car at a low rate.Excellent work Luke and I can't wait for the next car loan!Patrick from Pro Duplex
I highly recommend SF Capital to anyone looking for a mortgage, especially Aussie expats overseas. Priscilla and Tommy were an absolute pleasure to work with, and their level of service was top-notch. They were always available to answer my questions, even when I was working in a different time zone. They were also very creative in providing financing options, and took the time to understand my complex financial circumstances (e.g. multiple income currencies and offshore investments etc). Finally, they moved the application along super fast. Together with their knowledge of the private banking divisions, we were able to get a loan approved very quickly and for a higher amount than we were expecting. I definitely recommend them for expats and would not hesitate to use their services again in the future.


Approval Guarantee



We specialise in getting your application approved the ​first time​ – saving you time and giving you confidence.

Best Advice Guarantee



Our team are trusted professionals committed to giving you the highest quality advice, allowing you to make an informed decision every time.

Best Rate Guarantee



We leverage our relationships, network and experience to secure you the best rate with your preferred lender.


We have developed a time-tested approach to making finance easy. Our 8 steps ensure we are consistently achieving outstanding results for our clients.


finance made easy


New to home buying, commercial financing or property development? Not sure if you will get approved? Learn from other successful clients that have gone before you.