Best Mortgage Broker for Sydney’s Leaders and Achievers

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Award Winning Team

SF Capital is an award winning mortgage and finance broking firm based in Sydney’s CBD. SF stands for “Service First”. We pride ourselves in hiring only the best and brightest people, our honest culture, and technical expertise.

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What our customers say

Excellent
5.0
I was looking for a mortgage broker and SF Capital was recommended by my accountant. As soon as I spoke to Tommy initally, I could tell SF Capital would deliver the outcome what I was looking for.Starting with Priscilla, she was very positive and precise which I loved about and she was able to provide several viable options I could consider. We wanted to refinance two mortgages and our situation was a bit complex.. but she nailed it.And Alexey managed the process of getting the refinance finalised. He went above and beyond to make sure the work is done properly.SF Capital team's commitment to delivering the best outcome for us was very impressive.I would highly recommend SF Capital to anyone looking for a mortgage broker.
I had an exceptional experience working with SF Capital! From start to finish, Tommy made the entire mortgage process straightforward, transparent, and stress-free. Tommy took the time to thoroughly understand my financial needs and goals, offering expert advice and answering all my questions with patience and clarity. The level of dedication, professionalism, and attention to detail was beyond impressive. I felt confident throughout each step, knowing that I was in capable hands. I highly recommend SF Captal to anyone seeking a knowledgeable and trustworthy mortgage broker – truly a five-star experience!”
Tommy is the ultimate professional. Very well versed in complex lending options and has the ability to speak with a lot of clarity on them. He is also a diligent and communication focussed professional and can endorse him to meet your lending needs!
Have nothing but amazing things to say about the SF Capital team. They're different to your average broker and have a very holistic and comprehensive approach to finance and how it helps business owners like me. Highly recommend!
I have been working with Tommy Lim and his team at SF Capital since 2018. It is a niche business and small team and I couldn't be more grateful for the experience and exposure from working at SF Capital - there is a solid private and HNW client base as well as self-employed business owners who are successful in their respective fields. I have also come to meet many highly driven professionals (marketing, media, accounting, legal, consulting, IT, HR ..) from the business partner and supplier network who have worked with SF Capital over the 10 years it has been in business. The team goes by the ethos of ‘professionals helping professionals’. So if you are looking for a decent and trustworthy mortgage or finance broking firm for your next purchase or refinance, I would highly recommend that you connect with the team at SF Capital.
I recently had the pleasure of working with the exceptional team at SF Capital and I couldn't be happier with the service I received. Their expertise, professionalism, and commitment to delivering the best outcome for their clients is truly impressive.What initially drew me to SF Capital was their fantastic YouTube channel. I love their educational videos, which provide so much valuable information and really demonstrate their deep knowledge of the mortgage industry. It's clear they are passionate about empowering people to make informed financing decisions.Throughout my experience with SF Capital, the team was always responsive, making the entire process stress-free. They take a service-first approach, offer honest advice, and work tirelessly to secure the best deals for their clients.I would wholeheartedly recommend SF Capital to anyone looking for a mortgage broker that goes above and beyond. Five stars all around!
Lucais and Alexey at SF Capital are professional, knowledgeable, and patient. If you are unsure about how mortgages work and the process of it all, the SF Capital team will walk you through any questions and break down the process in simple terms. I would highly recommend them to anyone.
Absolutely outstanding result with a loan refinance from Alexey in Tommy's team from SF Capital. After 6 months of being with another broker with no result and it being an extremely stressful and expensive experience, Alexey completed it in 7 days! Don't waste your time going anywhere else, you will not find a better team. Again, thank you.
Tommy and the SF Capital Team provided exceptional guidance throughout our home loan application process. They expertly guided my partner and I from start to finish, promptly addressing all our inquiries. Special thanks to Priscilla and Lucais for their invaluable support throughout the entire journey.
I had a great experience with SF Capital. It was a pleasure dealing with Priscilla, she always attended to my queries and made herself available in a timely manner. Her assistance was always present throughout the whole process, and she was always proactive in getting things done. I never felt the need to chase anyone and felt welcomed to raise anything that needed clarification. I would highly recommend SF Capital services and would definitely be a returning client.
Priscilla was a joy to work with. She was always patient in working around my schedule and answering lots of questions with clarity and knowledge. She's been responsive and professional the whole time and very much look forward to engaging her support again in future.
Priscilla and the SF capital team have been amazing! Never once was I made to feel like I asked too many questions and every time I had a question, I always felt i was in the best hands possible! We refinanced at a significantly better rate and realised we were in a position to buy another investment!I highly highly highly recommend SF Capital!Thanks so much for your help guys!
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SERVICE FIRST GUARANTEES

Approval Guarantee

SUBMITTED. APPROVED

CERTAINTY IN UNCERTAIN TIMES

We specialise in getting your application approved the ​first time​ – saving you time and giving you confidence.

Best Advice Guarantee

ADVICE YOU CAN BANK ON

WE ARE PASSIONATE PROBLEM SOLVERS

Our team are trusted professionals committed to giving you the highest quality advice, allowing you to make an informed decision every time.

Best Rate Guarantee

BEST RATE GUARANTEES

MORE MONEY IN YOUR POCKET

We leverage our relationships, network and experience to secure you the best rate with your preferred lender.

FINANCE MADE EASY

We have developed a time-tested approach to making finance easy. Our 8 steps ensure we are consistently achieving outstanding results for our clients.

 

finance made easy

THE PROOF IS IN THE PUDDING

New to home buying, commercial financing or property development? Not sure if you will get approved? Learn from other successful clients that have gone before you.